You love online shopping but sometimes when you need to transfer your funds to the seller’s account, you get incredibly paranoid that you will key in the wrong account number. What happens if you do enter the wrong number? Poof, the money’s gone and it is as good as paying twice the amount for a supposedly affordable item.
Here’s how to prevent silly mistakes like that from happening in the future:
Go to the ATM at irregular hours
Chances are, there won’t be a single soul waiting to use the ATM, let alone a queue. When a queue begins to form right behind you, people sometimes get a little nervous and automatically try to get things done as quick as possible. Eliminate this possibility by going at irregular hours or go to an ATM that is a little out of the way.
Reconfirm the account numbers with the person
There are so many numbers, what if you get one of them wrong? Better to be safe than sorry. Reconfirm the other party’s account number with them. They might have gotten their own account number wrong too.
Check that the account type is correct
Sometimes we are so fixated with keying in the right account number that we sometimes forget to check if the account type is correct. The two most common banks, DBS and POSB alone already has a few different account types, what more if the other party uses UOB or Maybank?
Make sure the numbers are correct
Keying in the wrong number could still happen at this point. We would rather be paranoid.
Do multiple transfers
If you are transferring large sums of money, it is best to do multiple transfers instead. For example, if you are transferring a sum of $1000, transfer $500 first then transfer the rest of the amount after you have ascertained that the other party has received the money.
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