Debtor Told Employees to Attack Legal Debt Collectors & Employees Became Minions

Ever since I was a little boy, television and movies have taught me one thing: debt collectors are fierce.

They’ll spray paint on your flat, write O$P$ everywhere around your flat and when they see you, they’ll be holding on to some baseball bats and whack you. You’ll then go, “Okay, I promise to pay tomorrow…” and the ending credits would fall with some old Chinese song.

But of course, these are illegal loan sharks.

The legal ones would be more gentle, and according to what we’ve often read online, they’ll even put a banner “Debt Collection in Process, Please Do Not Be Alarmed” when they’re visiting a debtor. The worst they would do? Shame you in front of your neighbours. No biggie if you’re already used to being shamed.

They’ll do nothing physical, nothing illegal and nothing dramatic.

But it seems like the tides have turned: a debtor has turned violent instead.

Legal Debt Collector Kena Beaten Instead

Not sure about you, but legal debt collectors seem to be rather tech-savvy nowadays.

Other than seeing their guys in action on Facebook, I’ve even seen sponsored content from them, reminding me that I should engage their service for the $2 cai png money that my boss has borrowed from me yesterday.

After all, who can forget the viral video posted by King Alliance Debt Recovery, which has so far garnered more than 193K views?

In the video, the debtor could be seen scolding the debt collector which makes you wonder who’s the debt collector.

And now, someone has taken it up a notch as he didn’t just scold the debt collector but attack them as well.

According to reports, the debtor, a vegetable and fruit stall owner in Pasir Panjang, allegedly owed someone $6,800. When two debt collectors went to his premises on 4 January 2019 in the evening, the owner went bombastic.

He then attacked the debt collectors, and did the unthinkable: he called his employees to join in, too.

And for some reason, his minions followed his instructions.

(Pretty sure if my boss told me to hit someone, I’ll hit him instead)

A series of videos, which are now taken down, showed some disturbing footage: an employee allegedly used a fire extinguisher to hit one of the debt collectors. In another video, the employees were seen throwing punches at a debt collector.

Eventually, the police came and arrested four men: the stall owner, two of his employees and one of the debt collectors, who was also taken to a hospital for minor injuries.

There’s a short video of the incident posted in Facebook Page 新加坡华人华语俱乐部,sg chinese Community club:

Legal Debt Collector

We all know that loan sharks can do anything they want since every breath they take is illegal, but how about legal debt collector? Is there any limit?

Well, there are. These are a few as listed down by Money Smart:

• Unlawful assembly – If they come in a big group and look like they’re going to commit an offence, then it is an offence.
• Intimidation and violence – They can’t wave their fists in front of you and ask if you know what that means. And of course they can’t touch you.
• Vandalism – In other words, no red “O$P$” sprayed on your white BMW
• Harassment – This is a rather gray area, but if you see debt collectors everywhere you go, it probably is considered a harassment.
• Damaging or taking possession of your belongings – They can’t take your iPhone and decide that it’ll settle the debt. That’s what loan sharks do; legal debt collectors have no power to seize your item. Anyways they won’t want an iPhone too. #justsaying

I hope you’d never need to know this info!