Last Updated on 2016-05-20 , 11:29 am
We all end up being part time loan providers at some point. I’ve personally given more to my brother than I can ever imagine. I’ve also learnt the hard way that lending money is never a good thing. It messes up with friendships and relationships too.
What exactly could you be faced with when you help your partner out financially? Here’s the possible aftereffects.
Money Can Affect Your Emotions
You might want to deny it, but the moment your girl or guy starts asking you for money, it somehow dampens the relationship for you.
It’s like the $400 you just transferred to her yet another time threw another wet blanket on your bed. Especially when you think about the fact that the money trickling back pretty slowly, if at all.
You also feel like it might be necessary to evaluate your relationship if this is going to happen too often. Moneylending isn’t a cheap thing, but your love and feelings are far more valuable than any green note.
You Hate Feeling Indebted
You just gave your guy the $1000 you saved for your vacation expenses in Tagaytay with your friends in June. And every day you wonder if he’s going to return the funds to you as promised. When the day comes and passes, you wonder if you should ask him for the money.
You also think about how he’s going to react when you ask him for it, and how you should phrase your question. It’s a lot of overthinking and unwanted stress, if you ask me.
Mutual Respect Out of the Window
Somehow when you start the practice of lending money to your partner, it’s just shifts the way you look at her. You used to see her as an independent woman who is able of paying her bills and doing her own thing (cue Ne-Yo’s song), and now she’s still the woman you love, but you can’t look at her the same way anymore.
Your Budget is Out of Place
You’re a person who plans pretty much every cent that you make, and you take pride in the fact that you’ve secured a healthy bank balance. You also ensure that you stick to a budget. It niggles at you that you’ve allowed it to go haywire thanks to money lending bit you did a week ago. You would rather work harder to balance your books than touch your actual savings.
With all of these at stake, it’s always good to have a chat with your partner before you decide to engage in lending him or her some cash.You don’t want your relationship to go the wrong way, but you might just want to help her out if she’s really in a financial bubble.
Whatever it is, reason and think it through before you make your decision.
Top Image: pathdoc / Shutterstock.com
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