Credit cards and other modes of contactless payment have made transactions a much smoother process.
Gone are the days where you have to go through the arduous task of pulling out cash or coins from your wallet, handing it to the cashier, receiving the change and placing it back in your wallet.
Just typing that was tiring.
Nowadays, a simple swipe or tap is enough to pay for your purchase, and the only other thing you need to flash is a smile before leaving the store.
However, these methods of payment carry their own risks, and if someone manages to get a hold of your information, they could do all sorts of crazy things with your money.
Like order in food.
Resturant Cashier Stole Credit Card Info & Used It for Food Delivery
The Singapore Police Force (SPF) have arrested two male teenagers, aged 17 and 19, for allegedly stealing credit card information and making unauthorised transactions.
The 19-year-old is a cashier at an unnamed restaurant.
Though his methods were not revealed, the 19-year-old had allegedly obtained the credit card information while he was working at the restaurant, according to the police.
The cashier and a 17-year-old then used the stolen information to pay for purchases for food delivery and gaming credits, which amounted to around $180 in total.
They’re teenagers, after all. What did you expect? A savings plan?
They must not have considered the fact that credit card purchases are easy to track.
On 1 Dec 2020, the police received a report from a victim who found that someone had made multiple unauthorised transactions using her credit card.
After investigating the matter, officers from the Bedok Police Division managed to establish the identity of the two teenagers.
They were arrested on 4 Dec.
These youths may have not appreciated the gravity of their actions, as they could be facing years in jail for their crimes.
The offence of retaining illegally obtained personal information carries an imprisonment term of up to three years, or a fine of up to $10,000, or both.
Those found guilty of unauthorised access to computer materials could face two years in jail, a $5,000 fine, or both.
Protecting Your Credit Card Information
Credit cards, while convenient, can open you up to theft and fraud. Here are some tips to prevent unauthorised transactions on your banking cards:
- Activate Credit Card Account Alerts – alerts that send you an SMS/email every time a charge is made on your card
- Consider Paperless Credit Card Statements
- Keep Your Account Number Private – Don’t let anyone see your card when you’re out in public
- Don’t Conduct Transactions or Check Your Account Using Public WiFi – your information can easily be viewed by anyone
- Report lost cards or suspected fraud immediately
Featured Image: Kamil Macniak / Shutterstock.com
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