Last Updated on 2016-05-19 , 1:53 pm
Have you heard of the Apple Pay yet? It is the newest mobile payment and digital wallet service in town, hosted by none other than Apple Inc.
This service lets user make payments using the iPhone 6, 6 Plus and later, Apple watch compatible devices, iPad Air 2, iPad Pro and iPad Mini 3 and later. Apple Pay does not require specific contactless payment terminals as it is able to work with the the ones found in most stores.
What is so good about Apple Pay that makes everyone rushing to use it? Here is the 10 facts about Apple Pay that we found out.
It is easy to set up
You can easily add your credit or debit card from your iTunes account to Wallet simply by entering the card security code. To add more cards to Wallet, simply tap the “+” sign and follow the instructions on screen.
On iPads, start by opening Settings, tap “Wallet & Apple Pay”, and then tap “Add Credit or Debit card”.
For the Apple Watch, open the watch app on your iPhone, tap “Wallet and Apple Pay”, and then tap “Add Credit or Debit card”.
It is simple to use
Apple Pay is very simple to use. It is almost foolproof and you can easily use it to pay for your daily necessities without handling cash or digging for your cards.
It is secure
Apple Pay does not share your card details to the merchants when you pay with it. In fact, it is not even stored in your device. It is safer to pay with Apple Pay and there is the assurance that your account will not be easily stolen, unlike if you use credit cards.
One touch payment with iPhones
There is no need for you wake your display on the phone when making payment because there is the innovative Near Field Communication (NFC) antenna in iPhone 6, iPhone 6s and iPhone SE. To pay, just hold your phone near the contactless reader with your thumb on the Touch ID. The alternative is to double click the Home button when your phone is locked to access Wallet and pay for your purchases.
It is safe
Apple Pay is safe because there is a 2 way authentication process. Coupled with the one touch payment, the Apple Pay also uses your fingerprint as a second authentication to verify that you are you. Moreover, it does not reveal your card details to the merchants but instead generate a “dynamic security code” to identify you for your purchases.
Keep your purchases private
Apple does not save your transaction information. This means that your purchases are private and untraceable. Only recent purchases will be stored in your phone and accessible only by you.
Protect your account
Even if you lose your iPhone or iPad, you can use the “Find my Phone” app to put your device in Lost mode or wipe your device clean. You can also stop making payment available from credit or debit cards on your devices by logging in to iCloud.com and click on Settings
Pay conveniently
Apple Pay works in app too. You can make your payments in a secure check out with a single touch within apps. Just select “Apply Pay” and place your finger on the Touch ID.
More stores are accepting Apple Pay
Don’t think that there is no stores that accepts Apple Pay. Many major stores now accept Apple Pay and more stores are being added every day. Soon you can use Apple Pay for almost anything you buy. Now, isn’t that a real convenience?
Now that you have discover Apple Pay, are you rushing to use it already?
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