MINDEF Responds to Viral TikTok Video of People Withdrawing NS55 Credit as Cash from Sheng Siong’s ‘ATM’


To commemorate the 55th year of National Service, the Ministry of Defence (MINDEF) and the Ministry of Home Affairs are giving out $100 worth of credits to eligible NSmen, both past and present.

A viral TikTok showed how to convert the credit to cash, and MINDEF has since responded.

NS55 Credit to Cash?

The credits can be spent at any merchant that accepts payment by “Scan and Pay” via PayNow UEN or Nets QR codes.

According to the Tiktok user @kpherluke, you can redeem the credits as cash at Sheng Siong’s Simple Teller Machine ($TM) by using the PayNow option on the machine. Simply scan it with LifeSG’s Benefits and Support’s Scan and Pay option, key in $90 as the preferred amount, and you’ll get your cash.

(And BTW, the machine has a 20-cent convenience fee, so you can’t choose to withdraw the full $100.)

It might seem too good to be true, but many Tik Tok users have verified that they managed to withdraw the money and it definitely isn’t a hoax.

For a list of Sheng Siong supermarkets that have teller machines, you can check out the locations here.

MINDEF: NSmen “Free to Decide” How to Use Credits

After the TikTok video went viral, MINDEF responded by saying that national servicemen are “free to decide” how to use their credits.

As the NS55 digital credits are widely recognised across merchants, it provides our NSmen more flexibility in their use of NS55 credits.

And hey, MINDEF isn’t here to tell you what to do with your money.

However, MINDEF did point out that those who plan to encash the credits may wish to consider how they’ll be incurring extra fees. This is referring to the teller machines’ 20-cent charge.

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Alternatively, if you’re not looking to encash the credits, MINDEF did say that some merchants may offer additional discounts if you use the credits to pay.

You can also choose to pay government agencies or educational institutions using these credits, or donate them to charities online.

You can click here to view the long list of merchants that accept such modes of payments, ranging from F&B outlets to e-commerce platforms like Shopee and Amazon.

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Featured Image: TikTok (@kpherluke)